We're on a mission to make debt freedom achievable for everyone through the power of behavioral science and beautiful design.
ZeroBound was born from a simple frustration: why are debt payoff tools so stressful to use? We realized that most financial apps are designed by engineers, not by people who understand the emotional journey of getting out of debt.
We set out to build something different. An app that doesn't just crunch numbers, but actually helps you stick with your plan. One that celebrates your wins, forgives your setbacks, and keeps you motivated when the finish line feels far away.
Built in Lewiston, Maine, ZeroBound combines cutting-edge behavioral psychology research with a delightfully simple interface. Because getting out of debt is hard enough without fighting your tools.
Focused on what matters: your freedom
Every feature is backed by peer-reviewed research on motivation, habit formation, and financial behavior.
Your financial data is yours. We use bank-level encryption and never sell your information to third parties.
Complex problems deserve simple solutions. We obsess over making debt payoff feel effortless.
Every payment is a victory. We believe positive reinforcement beats shame every single time.
ZeroBound isn't just another budgeting app. It's built on decades of research in behavioral economics, habit psychology, and financial decision-making.
We've studied the work of researchers like Daniel Kahneman (Prospect Theory), BJ Fogg (Tiny Habits), and James Clear (Atomic Habits) to understand why people succeed or fail at long-term financial goals.
Key insights that shape our product:
Founder & Developer
Building tools that make financial freedom accessible to everyone.
Be among the first to take control of your finances with ZeroBound.
Get Early Access